Secure by design
Before any code, we map your data, money flows, and integrations, and scope exactly what compliance demands. Security is the foundation, not a patch.
Fintech software,audit-ready by default.
Payments, lending and regtech software built to PCI DSS and OWASP standards, with penetration testing on every release.
Discuss your projectCompliant by default
We build to PCI DSS and OWASP standards with the controls regulated products need, so passing an audit is the default state, not a scramble.
Tested to break
Every release runs a full functional, performance, and penetration programme, so issues are found by us, before they ever reach your customers.
Bring us the part that
has to work.
Tell us where the product, payment flow or compliance model gets complicated.
Book a project callWhat we doSix core services,
Six core services,
one team that owns the build.
From first prototype to production at scale, the same London engineers own design, build, security, and delivery. Take a single service or the whole stack.
Custom software development
Bespoke platforms, web apps, and internal tools, built around how your business actually works.
ExploreQA & security testing
Functional, performance, and penetration testing, so regulated teams ship without surprises.
ExplorePayments & identity
PCI-aligned payments, KYC and AML, wired in with Stripe, Trust Payments, and GBG.
ExploreMobile app development
Native-quality iOS and Android apps, wired cleanly into the platform you already run.
ExploreAI, data & automation
Practical AI, data pipelines, and integrations built for reliability and compliance, not hype.
ExploreStaff augmentation
Senior engineers embedded in your team in weeks, not the months hiring takes.
ExploreSelected workPlatforms we've shipped
Platforms we've shipped
for financial businesses.
Real platforms we've built and scaled, shown by the capability they prove.
01/ 06
Built for regulated,
high-stakes industries
London-based Moiotso works with fintech and SaaS teams that need software to be secure, compliant, and dependable from the first release.
See all industries →Trusted for the long run
Named clients, on the record
No anonymous logos. Real people who have worked with us, some for the better part of a decade.
“
Moiotso built our MVP, scaled it, and delivered it on time and within budget. They completely changed the direction of my company. Their consistent quality truly impressed me. I've wasted money before, but not with Moiotso.
HBHenry BuckleyCEO, One Woman Owner
Working with this team has been a game-changer. Their developers, marketers, coders, and content writers have helped me scale my white-label business and expand globally. It's like having my own in-house team.
RRobFounder, white-label business
Our SaaS product went from frustrating to seamless. With better content organisation and navigation, our users now love the experience. The transformation has been incredible!
AAndrewFounder, SaaS
Over the past decade, they've provided me with a reliable, adaptable team that delivers quality work, fast responses, and excellent communication. It's been a great partnership!
MMikeLong-term client, 10+ years
Got a project in mind?
Let's talk about what you're building.
A 30-minute call, no obligation. We'll tell you honestly whether we're the right team for it.
Book a callor call 020 3974 2122
Frequently asked questions
Yes, most of our work is for financial products. We build to PCI and OWASP standards, run full security and penetration testing on every release, and wire in payments and identity (Stripe, Trust Payments, GBG) from day one.
We work with Stripe and Trust Payments for payments, acquiring and billing, and GBG for identity, KYC and AML. We also integrate open banking, payout and reconciliation providers where a product needs them.
We build to PCI DSS and OWASP ASVS, map controls to SOC 2, and handle GDPR and data protection. KYC and AML onboarding is wired in through GBG, and every release goes through a full test and penetration programme.
We can usually start within a couple of weeks. A working prototype takes about three weeks, and most products reach production in six to twelve, with security and testing built into every sprint.
Yes. We work to your existing controls, map our process to your audit and reporting needs, and keep evidence as we go, so security reviews and audits are straightforward rather than a scramble.